HSA-Eligible

Is Blood Work & Lab Tests HSA-Eligible? (2026)

Blood tests and laboratory work are HSA-eligible diagnostic expenses.

Typical Cost

$50–$500+ depending on tests

Details

All medically necessary blood tests and lab work are qualified expenses. This includes complete blood counts (CBC), metabolic panels, lipid panels, thyroid tests, A1C tests, STI testing, genetic testing ordered by a doctor, and any other diagnostic blood work.

Frequently Asked Questions

Is blood work HSA-eligible?

Yes. All diagnostic blood tests ordered by a physician are HSA-eligible.

Is genetic testing HSA-eligible?

Yes, when ordered by a doctor for medical purposes. Consumer DNA kits for ancestry are not eligible.

Related HSA Expenses

Annual Physical

$0–$250 (often covered by insurance)

Doctor Visits

$20–$300 per visit (varies by type and insurance)

X-Rays

$100–$1,000 per X-ray

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

Browse the full list of HSA-eligible expenses

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