HSA Contribution Limits (2020–2026)
The IRS adjusts HSA contribution limits annually for inflation. Below is a comparison of limits by year, including catch-up contributions for those 55 and older.
| Year | Self-Only | Family | Catch-Up (55+) | OOP Max (Self) | OOP Max (Fam) |
|---|---|---|---|---|---|
| 2026Current | $4,400 | $8,750 | +$1,000 | $8,500 | $17,000 |
| 2025 | $4,300 | $8,550 | +$1,000 | $8,300 | $16,600 |
| 2024 | $4,150 | $8,300 | +$1,000 | $8,050 | $16,100 |
| 2023 | $3,850 | $7,750 | +$1,000 | $7,500 | $15,000 |
| 2022 | $3,650 | $7,300 | +$1,000 | $7,050 | $14,100 |
| 2021 | $3,600 | $7,200 | +$1,000 | $7,000 | $14,000 |
| 2020 | $3,550 | $7,100 | +$1,000 | $6,900 | $13,800 |
2026Current
Self-Only
$4,400
Family
$8,750
2025
Self-Only
$4,300
Family
$8,550
2024
Self-Only
$4,150
Family
$8,300
2023
Self-Only
$3,850
Family
$7,750
2022
Self-Only
$3,650
Family
$7,300
2021
Self-Only
$3,600
Family
$7,200
2020
Self-Only
$3,550
Family
$7,100
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