2022 HSA Contribution Limits
IRS-set limits for Health Savings Account contributions, HDHP deductible minimums, and out-of-pocket maximums for 2022.
Annual Contribution Limits
| Coverage | Limit | With Catch-Up (55+) |
|---|---|---|
| Self-Only | $3,650 (+$50 vs 2021) | $4,650 |
| Family | $7,300 (+$100 vs 2021) | $8,300 |
HDHP Requirements (2022)
| Requirement | Self-Only | Family |
|---|---|---|
| Minimum Deductible | $1,400 | $2,800 |
| Out-of-Pocket Maximum | $7,050 (+$50 vs 2021) | $14,100 (+$100 vs 2021) |
2022 HSA FAQs
What is the HSA contribution limit for 2022?
For 2022, the HSA contribution limit is $3,650 for self-only coverage and $7,300 for family coverage. Individuals age 55+ can contribute an additional $1,000 as a catch-up contribution.
What is the HDHP minimum deductible for 2022?
For 2022, the minimum deductible for an HSA-qualifying HDHP is $1,400 (self-only) and $2,800 (family).
What is the out-of-pocket maximum for 2022?
For 2022, the maximum out-of-pocket expenses for an HSA-qualifying HDHP are $7,050 (self-only) and $14,100 (family).
Can I contribute to my HSA if I'm over 55?
Yes. If you're 55 or older, you can make an additional catch-up contribution of $1,000 on top of the standard limit, bringing your total to $4,650 (self-only) or $8,300 (family) for 2022.
Other Years
More HSA Resources
Start tracking your HSA expenses
Every receipt you add now is money you can get back later. Free forever, no credit card required.
Get Started Free