HSA-Eligible

Is Braces & Orthodontics HSA-Eligible? (2026)

Braces and orthodontic treatment are HSA-eligible expenses.

Typical Cost

$3,000–$8,000 (full treatment)

Details

Orthodontic treatment including traditional metal braces, ceramic braces, lingual braces, and clear aligners (like Invisalign) are HSA-eligible. Monthly adjustment visits, retainers, and any associated X-rays or consultations are also covered. Both child and adult orthodontics qualify.

Frequently Asked Questions

Are braces HSA-eligible?

Yes. All types of orthodontic treatment, including Invisalign, are HSA-eligible.

Is Invisalign HSA-eligible?

Yes. Clear aligners like Invisalign are qualified orthodontic expenses.

Are retainers HSA-eligible?

Yes. Retainers after orthodontic treatment are eligible.

Related HSA Expenses

Dental Cleaning

$75–$200 per cleaning

Dental X-Rays

$25–$250 per set

Dental Crowns

$800–$1,700 per crown

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

Browse the full list of HSA-eligible expenses

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