Is Medical Alert System HSA-Eligible? (2026)
Medical alert systems (Life Alert, etc.) are generally NOT HSA-eligible.
Typical Cost
$20–$50/month
Details
Personal emergency response systems like Life Alert and Medical Guardian aren't considered qualified medical expenses by the IRS. They're viewed as monitoring/safety services rather than medical treatment. This is one of those surprising items that people assume would qualify but don't. Some tax advisors argue for eligibility in specific circumstances, but the mainstream IRS interpretation says no.
Requirements
Generally not eligible. The IRS does not classify monitoring services as medical expenses.
Frequently Asked Questions
Is Life Alert HSA-eligible?
No. Medical alert systems are monitoring services, not medical treatments, and generally don't qualify.
What about medical alert devices with fall detection?
Still not eligible. The device monitors for emergencies but doesn't treat a medical condition.
Related HSA Expenses
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