HSA Tax Benefits in New Hampshire (2026)
New Hampshire has no state income tax on earned income. HSA funds are not subject to state tax.
State Income Tax
None
HSA Deduction
N/A (No Tax)
Growth Tax-Free
Yes
How New Hampshire Treats HSAs
New Hampshire does not tax earned income (it previously taxed interest and dividends, but that tax was phased out). HSA contributions, growth, and withdrawals are not subject to state taxation.
New Hampshire HSA FAQs
Are HSA contributions tax-deductible in New Hampshire?
New Hampshire has no state income tax, so HSA contributions are inherently tax-free at the state level.
What is the state income tax rate in New Hampshire?
New Hampshire's state income tax rate is 0%. Since there's no income tax, HSA benefits are automatically maximized.
Is HSA investment growth taxed in New Hampshire?
No. New Hampshire follows federal treatment — investment growth inside your HSA is not subject to state income tax.
This information is for general guidance only and does not constitute tax advice. State tax laws change frequently. Consult a tax professional for advice specific to your situation.
More HSA Resources
Track your HSA expenses in New Hampshire
Know exactly what you can reimburse tax-free. HSA Tracker makes it easy to organize medical receipts and maximize your savings.
Get Started Free