HSA Tax Benefits in Oregon (2026)
Oregon follows federal HSA tax treatment with full state benefits.
State Income Tax
4.75%–9.9%
HSA Deduction
Yes
Growth Tax-Free
Yes
How Oregon Treats HSAs
Oregon conforms to federal HSA tax rules. Contributions are deductible on your state return, investment gains are tax-free, and qualified distributions are exempt from state income tax.
Oregon HSA FAQs
Are HSA contributions tax-deductible in Oregon?
Yes. Oregon follows federal HSA tax treatment, so contributions are deductible on your state income tax return.
What is the state income tax rate in Oregon?
Oregon's state income tax rate is 4.75%–9.9%.
Is HSA investment growth taxed in Oregon?
No. Oregon follows federal treatment — investment growth inside your HSA is not subject to state income tax.
This information is for general guidance only and does not constitute tax advice. State tax laws change frequently. Consult a tax professional for advice specific to your situation.
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