HSA-Eligible

Is Allergy Testing HSA-Eligible? (2026)

Allergy tests — skin prick, blood panels, and patch tests — are HSA-eligible diagnostic expenses.

Typical Cost

$150–$1,000 depending on type and number of allergens tested

Details

All forms of medically ordered allergy testing qualify. Skin prick tests (the grid of tiny pokes on your back or arm), blood IgE panels, patch testing for contact dermatitis, and food allergy challenge tests are all HSA-eligible. Testing is typically done by an allergist. Results guide treatment plans for medications, immunotherapy, or avoidance strategies.

Frequently Asked Questions

Is allergy testing HSA-eligible?

Yes. All medically ordered allergy testing — skin prick, blood panels, patch tests — is eligible.

Do I need a referral for allergy testing to be HSA-eligible?

No referral is required by the IRS. The test just needs to be ordered by a licensed provider.

Related HSA Expenses

Allergy Shots (Immunotherapy)

$20–$100 per visit; $1,500–$4,000/year

Blood Work & Lab Tests

$50–$500+ depending on tests

Specialist Visits

$50–$500 per visit

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

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