HSA-Eligible

Is Invisalign HSA-Eligible? (2026)

Invisalign clear aligners are HSA-eligible as orthodontic treatment.

Typical Cost

$3,000–$8,000 (full treatment)

Details

Invisalign and other clear aligner systems (SmileDirectClub, Byte, etc.) are qualified orthodontic expenses. The full treatment cost is eligible, including initial scans, aligner trays, retainers, and follow-up visits. Many people use their HSA to cover the gap between insurance and total cost — which can be $2,000–$4,000 out of pocket.

Frequently Asked Questions

Is Invisalign HSA-eligible?

Yes. Invisalign is orthodontic treatment, and the full cost — trays, retainers, visits — is HSA-eligible.

Is SmileDirectClub HSA-eligible?

Yes. At-home clear aligner companies like SmileDirectClub and Byte qualify as orthodontic treatment.

Can I pay for Invisalign monthly with my HSA?

Yes. You can use your HSA for each payment as it's billed, or pay the full amount upfront. Either way works.

Related HSA Expenses

Braces & Orthodontics

$3,000–$8,000 (full treatment)

Dental Cleaning

$75–$200 per cleaning

Dental X-Rays

$25–$250 per set

More HSA Resources

2026 HSA Contribution Limits

See how much you can contribute this year

HSA Tax Benefits by State

Check if your state taxes HSA contributions

All Eligible Expenses

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