HSA-Eligible

Is Occupational Therapy HSA-Eligible? (2026)

Occupational therapy prescribed for a medical condition is HSA-eligible.

Typical Cost

$100–$350 per session

Details

Occupational therapy (OT) helps people perform daily activities after injury, surgery, or due to developmental conditions. It's fully HSA-eligible when provided by a licensed occupational therapist. Common uses include post-stroke rehabilitation, hand therapy after injury, pediatric OT for sensory processing or developmental delays, and workplace injury recovery.

Frequently Asked Questions

Is occupational therapy HSA-eligible?

Yes. OT sessions by a licensed occupational therapist are qualified medical expenses.

Is pediatric occupational therapy HSA-eligible?

Yes. OT for children with developmental delays, sensory issues, or fine motor skill challenges is eligible.

Related HSA Expenses

Speech Therapy

$100–$300 per session

Physical Therapy

$50–$350 per session

Doctor Visits

$20–$300 per visit (varies by type and insurance)

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

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