HSA-Eligible

Is Speech Therapy HSA-Eligible? (2026)

Speech therapy by a licensed speech-language pathologist is HSA-eligible.

Typical Cost

$100–$300 per session

Details

Speech therapy sessions for medical conditions are qualified expenses. This covers speech-language pathology for children with speech delays, adults recovering from stroke, stuttering treatment, voice disorders, swallowing disorders, and speech issues related to autism, hearing loss, or brain injury. Both in-person and teletherapy sessions qualify.

Frequently Asked Questions

Is speech therapy HSA-eligible?

Yes. Speech therapy by a licensed speech-language pathologist for a medical condition is HSA-eligible.

Is speech therapy for children HSA-eligible?

Yes. Pediatric speech therapy for speech delays, articulation disorders, or developmental conditions is eligible.

Related HSA Expenses

Occupational Therapy

$100–$350 per session

Physical Therapy

$50–$350 per session

Doctor Visits

$20–$300 per visit (varies by type and insurance)

More HSA Resources

2026 HSA Contribution Limits

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HSA Tax Benefits by State

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All Eligible Expenses

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